Industrial and Manufacturing Insurance

Industrial + Manufacturing Insurance Basics

From workplace injuries to equipment breakdowns, industrial and manufacturing businesses face unique risks that require specialized protection. The right insurance policy ensures your operations can continue smoothly, even when the unexpected happens.

Secure your business with a tailored industrial and manufacturing insurance policy.

Industrial and Manufacturing Insurance Coverages

Industrial and manufacturing businesses face complex risks, from equipment breakdowns to workplace injuries. Industrial and manufacturing insurance offers comprehensive coverage tailored to protect your operations, employees, and assets. Here are the most common coverages included in these policies:

Covers third-party claims of bodily injury or property damage, such as if a client or visitor is injured at your facility or your product causes harm.
Protects your manufacturing plant, machinery, tools, and inventory from risks like fire, theft, or vandalism, ensuring your operation stays productive.
Reimburses lost income and ongoing expenses if your facility is forced to shut down temporarily due to a covered event, like a fire or storm.
Covers the cost to repair or replace critical manufacturing equipment in the event of mechanical failure, minimizing costly downtime.
Protects your business against claims related to defective products that cause harm or injury, covering legal fees, settlements, and damages.
Covers raw materials, finished goods, and equipment while they’re in transit to or from your facility, ensuring they’re protected from loss or damage.
Provides coverage for environmental damage caused by your operations, including cleanup costs, legal fees, and fines. Essential for businesses handling hazardous materials.
Protects mobile equipment, tools, and other property that moves between job sites or is stored off-site.

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