Valuables Coverage
Why Do I Need Valuables Coverage?
Standard insurance policies often have limits on high-value items like jewelry, firearms, collectibles, and fine art, leaving you underinsured if they’re lost, stolen, or damaged. Valuables coverage ensures these prized possessions are fully protected, offering higher coverage limits and protection against events your basic policy may not include.
Whether it’s a diamond engagement ring, antique firearm collection, or rare artwork, valuables coverage provides peace of mind knowing your most cherished items are safe. Protecting these assets doesn’t have to break the bank—customizable options make it easy to ensure your valuables are covered for their full worth.
Get a quote today to safeguard your treasured items with specialized jewelry insurance, guns insurance, and more.
Most Commonly Covered Valuables
Here are the most commonly covered high-value items that people insure for a stated or appraised value:
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Protects valuable items like engagement rings, wedding bands, necklaces, and watches from loss, theft, or damage, offering higher limits than standard policies.
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Covers collections of guns, rifles, and accessories, safeguarding against theft, accidental damage, or loss due to fire or natural disasters.
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Ensures paintings, sculptures, and other valuable artwork are covered for their appraised value, whether at home, in transit, or on display.
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Protects rare and unique items, such as coins, stamps, sports memorabilia, or comic books, from loss, theft, or damage.
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Offers coverage for professional or personal-use instruments like guitars, violins, and pianos, including protection while in transit or at performances.
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Covers heirloom furniture, rare decor, or vintage items for their full appraised value, even if they’re damaged in transit.
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Safeguards luxury fur coats, jackets, and accessories against theft or damage from covered perils like fire or water.