Auto Insurance
At Hixson & Malinowski Insurance Agency, we take a consultative approach to insurance and will ask the important questions to make sure we help you find the right policy for your situation. Whether a new teen driver or a seasoned veteran, we will work with you one-on-one to find a policy that keeps you and your drivers protected at all times for peace-of-mind driving assurance.
Contact us today to learn more about our products and services for drivers.
Why Do I Need Car Insurance?
Car insurance, specifically liability coverage, is required in nearly every state, so you're financially protected if you're responsible for someone else's injuries or property damage. With additional coverages, your auto insurance can also help pay to repair or replace your vehicle. If you're thinking about insurance costs, there are ways to get cheaper car insurance without compromising on your coverage.
Contact us today to learn how we can save you money.
Auto Insurance Coverage Details
Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, roadside assistance, and much more. Since policies vary with protection options, it is important to talk to an agent at Hixson & Malinowski Insurance Agency to create a policy that insures your needs.
The insurance company you have a policy through will pay out losses as outlined in your policy. Generally, those coverages will include:
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Protects you if you cause an accident. Liability coverage pays for property damage and injuries you cause to others while driving. It also covers court and attorney costs.
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Protects your car from the unexpected. Comprehensive coverage repairs or replaces your vehicle if it's damaged due to theft, vandalism, hitting an animal, fire, or acts of nature. You're also covered for any glass damage. Collision coverage pays for damages to your vehicle if you're in an accident, regardless of fault.
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Protects you from drivers who can't pay for damages. Uninsured/underinsured motorist coverage (UM/UIM) pays for your injuries and damaged property if you're hit by a driver with little or no car insurance.
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Offers coverage for the cost of treating injuries or rehabilitation.
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Pays for towing services and more. Many roadside assistance add-ons cover towing services if your car breaks down, as well as flat tire changes, fuel delivery, lock-out services, and more.
Other Auto Insurance Coverages You May Need
Accident Forgiveness
Specialty Auto Insurance
24-Hour Customer Service
Towing (if it’s not included with Roadside Assistance)
Rental Reimbursement
Personal Injury Protection (PIP)